Ontario · free · no sign-up
Know exactly what
closing costs you
Every calculator here produces a full statement of adjustments, not a ballpark. The arithmetic is shown, and rates are applied as of your closing date.
Calculators
Cash required to close
A full statement of adjustments: deposit, adjustments, mortgage advance, insurance premium, land transfer tax and legal costs in one figure.
OpenLand transfer tax calculator
Provincial and municipal land transfer tax with first-time buyer rebates.
OpenPrivate and B-lender closing costs
Lender, broker, administration and appraisal fees, refundable or not, and what actually gets advanced to your lawyer.
OpenRefinance closing costs
Discharge, registration, title insurance and legal costs on a refinance or switch.
OpenTitle transfer costs
Adding or removing someone from title, and what it costs.
OpenLate closing per diem
Interest owing when the closing date has passed.
OpenStart here
What a real estate lawyer costs
Fees, disbursements, what is included and why the final bill differs from the quote.
0 guidesThe closing process, step by step
From accepted offer to keys in hand, and what your lawyer is doing at each stage.
1 guidesBudgeting for a purchase
Closing costs, deposits, down payments and the numbers you need before you make an offer.
0 guidesNew builder homes and condos
Interim occupancy, builder adjustments, Tarion, delayed closings and what your agreement actually caps.
1 guidesWhen a deal does not close
Deposits, damages, mutual releases and what happens if you cannot complete.
1 guidesFalling values and price renegotiation
What happens when the appraisal comes in low or the market moves against you before closing.
1 guidesFor brokers and realtors
Put the cash-to-close calculator on your own site. One line of code, free, your branding alongside ours.